How to Avoid Insurance Companies’ “Swoop and Settle” Scheme

We've got the experience and track record of taking cases all the way to the finish line.

September 24, 2019 |

By Paradowski Law

You’ve just been involved in a bad wreck. You’re in pain and disoriented, but able to do everything you’re supposed to do. You exchange insurance information with the other driver, take photos of the damage, gather witness information, and get to the doctor. What comes next you might ask?

Often, the other driver’s insurance company will contact you and try to settle the case immediately before the full extent of your injuries are known and before you have the chance to speak to an attorney. This is commonly referred to as a “swoop and settle.” They will also want to take your recorded statement, but it is important for you to know that everything you say to the insurance company can and will be used against you. You may be vulnerable after a wreck, and insurance companies use this to their advantage to lock you into a cheap settlement of your claim before you even know the amount of your first medical bill. Do not settle your case too soon. Once you settle it, even if you turn out to be more injured than you originally thought, you’ve already given up your rights, and you’re almost certainly out of luck.

Don’t fall prey to insurance company abuse. If you are hurt, it is crucial to talk to a personal injury attorney before signing anything and giving up your rights. The insurance adjusters might not have your best interests in mind following a car crash; therefore, you need a compassionate and experienced attorney on your side. If you have been injured in a car wreck, call Paradowski Law. Don’t let insurance companies take advantage of you.

Share To:

YOU WORRY ABOUT GETTING BETTER

we will take care of everything related to your claim

First Name
Please enter your first name.
Last Name
Please enter your last name.
Phone
Please enter your phone number.

This isn't a valid phone number.
Email
Please enter your email address.

This isn't a valid email address.
Are you a new client?
Please make a selection.
How can we help you?
Please enter a message.
By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy

Spanish Services Available
Work with a personal injury attorney who speaks your language.
Experience
With over 20 years of experience in a wide range of personal injury and wrongful death cases, Paradowski Law is available to help individuals and families obtain the maximum amount of compensation possible in their cases.
Local
We are a Texas law firm conveniently located in the heart of College Station, close to local courthouses and public transportation, serving Bryan/College Station, Central Texas, Houston, and Austin as a Personal Injury Attorney.
No Win, No Fee

As a firm, we understand the importance of providing clients with professional, understanding, and accessible legal representation, and we are available to our clients’ immediate inquiries. We operate on a contingency fee basis, and we are ready to help clients receive the quality legal representation they deserve.
Board-Certified
Jeff Paradowski is Board Certified, Personal Injury Trial Law - Texas Board of Legal Specialization. We can handle complex disputes involving insurance companies and various involved parties.